1.0Glossaryhttps://www.healthbenefitstimes.com/glossaryGlossaryhttps://www.healthbenefitstimes.com/glossary/author/adminglossary/Risk charge - Definition of Risk chargerich600338<blockquote class="wp-embedded-content" data-secret="1wHjLaTM0V"><a href="https://www.healthbenefitstimes.com/glossary/risk-charge/">Risk charge</a></blockquote><iframe sandbox="allow-scripts" security="restricted" src="https://www.healthbenefitstimes.com/glossary/risk-charge/embed/#?secret=1wHjLaTM0V" width="600" height="338" title="“Risk charge” — Glossary" data-secret="1wHjLaTM0V" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"></iframe><script>
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The fraction of a premium which goes to generate or replenish surpluses which a carrier must develop to protect against the possibility of excessive losses under its policies. Profits, if any, on the sale of insurance are also taken from the surpluses developed using risk charges. The risk charge is sometimes referred to as the retention or retention rate.