{"id":144095,"date":"2022-01-31T05:46:11","date_gmt":"2022-01-31T05:46:11","guid":{"rendered":"https:\/\/www.healthbenefitstimes.com\/glossary\/?p=144095"},"modified":"2022-01-31T05:46:11","modified_gmt":"2022-01-31T05:46:11","slug":"death-spiral","status":"publish","type":"post","link":"https:\/\/www.healthbenefitstimes.com\/glossary\/death-spiral\/","title":{"rendered":"Death spiral"},"content":{"rendered":"

The practice of steeply raising premiums for individual or small group health insurance as the beneficiary becomes sicker and incurs increasing health care costs. This eventually makes the insurance unaffordable, and the beneficiary loses coverage just when it is most needed. This practice is being challenged as a form of “prohibited discrimination.”<\/p>\n

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The practice of steeply raising premiums for individual or small group health insurance as the beneficiary becomes sicker and incurs increasing health care costs. This eventually makes the insurance unaffordable, and the beneficiary loses coverage just when it is most needed. This practice is being challenged as a form of “prohibited discrimination.”  <\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-144095","post","type-post","status-publish","format-standard","hentry","category-d"],"yoast_head":"\nDeath spiral - Definition of Death spiral<\/title>\n<meta name=\"description\" content=\"The practice of steeply raising premiums for individual or small group health insurance as the beneficiary becomes sicker and incurs increasing health care costs. 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