{"id":54714,"date":"2020-11-08T07:38:12","date_gmt":"2020-11-08T07:38:12","guid":{"rendered":"https:\/\/www.healthbenefitstimes.com\/glossary\/?p=54714"},"modified":"2021-06-02T06:23:55","modified_gmt":"2021-06-02T06:23:55","slug":"at-risk","status":"publish","type":"post","link":"https:\/\/www.healthbenefitstimes.com\/glossary\/at-risk\/","title":{"rendered":"At risk"},"content":{"rendered":"<p>In epidemiology, a person or group capable of experiencing the health factor being studied.<\/p>\n<hr \/>\n<p>The state of being subject to some uncertain event occurring which connotes loss or difficulty. In the financial sense, this refers to an individual, organization (like an HMO) or insurance company assuming the chance of loss\u2014through running the risk of having to provide or pay for more services than paid for through premiums or per capita payments. If payments are adjusted after the fact so that no loss can occur, then there is no risk. In fact, of course, losses incurred in one year may be made up by increases in premiums or per capita payments in the next year, so the &#8220;risk&#8221; is somewhat tempered. A firm which is at risk for losses also stands to gain from profits if costs are less than premiums collected. For a consumer being financially at risk usually means being without insurance or at risk for substantial out-of-pocket expenses. A second use of the term relates to the special vulnerability of certain populations to certain diseases or conditions; ghetto children are at risk for lead poisoning or rat bite; workers in coal mines are at risk for black lung disease.<\/p>\n<hr \/>\n<p>Exposed to danger or harm of some kind.<\/p>\n<hr \/>\n<p>Having increased likelihood of developing a certain disease or condition.<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In epidemiology, a person or group capable of experiencing the health factor being studied. The state of being subject to some uncertain event occurring which connotes loss or difficulty. In the financial sense, this refers to an individual, organization (like an HMO) or insurance company assuming the chance of loss\u2014through running the risk of having [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-54714","post","type-post","status-publish","format-standard","hentry","category-a"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>At risk - Definition of At risk<\/title>\n<meta name=\"description\" content=\"In epidemiology, a person or group capable of experiencing the health factor being studied.The state of being subject to some uncertain event occurring which connotes loss or difficulty. In the financial sense, this refers to an individual, organization (like an HMO) or insurance company assuming the chance of loss\u2014through running the risk of having to provide or pay for more services than paid for through premiums or per capita payments. If payments are adjusted after the fact so that no loss can occur, then there is no risk. In fact, of course, losses incurred in one year may be made up by increases in premiums or per capita payments in the next year, so the &quot;risk&quot; is somewhat tempered. A firm which is at risk for losses also stands to gain from profits if costs are less than premiums collected. For a consumer being financially at risk usually means being without insurance or at risk for substantial out-of-pocket expenses. A second use of the term relates to the special vulnerability of certain populations to certain diseases or conditions; ghetto children are at risk for lead poisoning or rat bite; workers in coal mines are at risk for black lung disease.Exposed to danger or harm of some kind.Having increased likelihood of developing a certain disease or condition.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.healthbenefitstimes.com\/glossary\/at-risk\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"At risk - Definition of At risk\" \/>\n<meta property=\"og:description\" content=\"In epidemiology, a person or group capable of experiencing the health factor being studied.The state of being subject to some uncertain event occurring which connotes loss or difficulty. In the financial sense, this refers to an individual, organization (like an HMO) or insurance company assuming the chance of loss\u2014through running the risk of having to provide or pay for more services than paid for through premiums or per capita payments. If payments are adjusted after the fact so that no loss can occur, then there is no risk. In fact, of course, losses incurred in one year may be made up by increases in premiums or per capita payments in the next year, so the &quot;risk&quot; is somewhat tempered. A firm which is at risk for losses also stands to gain from profits if costs are less than premiums collected. For a consumer being financially at risk usually means being without insurance or at risk for substantial out-of-pocket expenses. A second use of the term relates to the special vulnerability of certain populations to certain diseases or conditions; ghetto children are at risk for lead poisoning or rat bite; workers in coal mines are at risk for black lung disease.Exposed to danger or harm of some kind.Having increased likelihood of developing a certain disease or condition.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.healthbenefitstimes.com\/glossary\/at-risk\/\" \/>\n<meta property=\"og:site_name\" content=\"Glossary\" \/>\n<meta property=\"article:published_time\" content=\"2020-11-08T07:38:12+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-06-02T06:23:55+00:00\" \/>\n<meta name=\"author\" content=\"Glossary\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Glossary\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.healthbenefitstimes.com\/glossary\/at-risk\/\",\"url\":\"https:\/\/www.healthbenefitstimes.com\/glossary\/at-risk\/\",\"name\":\"At risk - Definition of At risk\",\"isPartOf\":{\"@id\":\"https:\/\/www.healthbenefitstimes.com\/glossary\/#website\"},\"datePublished\":\"2020-11-08T07:38:12+00:00\",\"dateModified\":\"2021-06-02T06:23:55+00:00\",\"author\":{\"@id\":\"https:\/\/www.healthbenefitstimes.com\/glossary\/#\/schema\/person\/ccfef987a4882e6356ae6d77d33e74c5\"},\"description\":\"In epidemiology, a person or group capable of experiencing the health factor being studied.The state of being subject to some uncertain event occurring which connotes loss or difficulty. 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