{"id":81810,"date":"2021-02-09T05:08:38","date_gmt":"2021-02-09T05:08:38","guid":{"rendered":"https:\/\/www.healthbenefitstimes.com\/glossary\/?p=81810"},"modified":"2021-02-09T05:08:38","modified_gmt":"2021-02-09T05:08:38","slug":"risk-charge","status":"publish","type":"post","link":"https:\/\/www.healthbenefitstimes.com\/glossary\/risk-charge\/","title":{"rendered":"Risk charge"},"content":{"rendered":"<p>The fraction of a premium which goes to generate or replenish surpluses which a carrier must develop to protect against the possibility of excessive losses under its policies. Profits, if any, on the sale of insurance are also taken from the surpluses developed using risk charges. The risk charge is sometimes referred to as the retention or retention rate.<\/p>\n<hr \/>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The fraction of a premium which goes to generate or replenish surpluses which a carrier must develop to protect against the possibility of excessive losses under its policies. Profits, if any, on the sale of insurance are also taken from the surpluses developed using risk charges. The risk charge is sometimes referred to as the [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[18],"tags":[],"class_list":["post-81810","post","type-post","status-publish","format-standard","hentry","category-r"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Risk charge - Definition of Risk charge<\/title>\n<meta name=\"description\" content=\"The fraction of a premium which goes to generate or replenish surpluses which a carrier must develop to protect against the possibility of excessive losses under its policies. Profits, if any, on the sale of insurance are also taken from the surpluses developed using risk charges. 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