Employee health insurance plan

One of the three parts of the present administration’s national health insurance proposal, the Comprehensive Health Insurance Plan, providing health insurance for full time employees and their dependents. The plan would operate by requiring employers to offer comprehensive health insurance with cost sharing and pay 75 percent of the premium cost (65 percent for the first three years). The benefits would be underwritten by private insurers and financed entirely by premiums. Premiums could be experience rated for large employers (over 50 employees), but would have to be community rated for small employers.


 


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