Mindblown: a blog about philosophy.
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Unemployment insurance
A form of social insurance that operates by means of a payroll tax, the revenues from which are used to pay calculated benefits for defined periods to people who qualify (usually by virtue of accumulated amounts of covered employment) as being unemployed, as defined in the law. Of interest because people receiving unemployment insurance do…
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Underwriting profit
That portion of the earnings of an insurance company that comes from the function of underwriting. It excludes earnings from investments (other than interest earnings required by law or regulation to be assumed to have been earned for purposes of determining the reserves held) either in the form of income from securities or sale of…
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Underwriting
In insurance, the process of selecting, classifying, evaluating and assuming risks according to their insurability. Its fundamental purpose is to make sure that the group insured has the same probability of loss and probable amount of loss, within reasonable limits, as the universe on which premium rates were based. Since premium rates are based on…
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Undergraduate medical education
Medical education given before receipt of the M.D. or equivalent degree, usually the four years of study in medical, osteopathic, dental or podiatric school leading to a degree. This use contrasts with that in general education where undergraduate education refers to college education leading to the bachelor decree.
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Trust funds
Funds collected and used by the Federal government for carrying out specific purposes and programs according to terms of a trust agreement or statute, such as the social security and unemployment trust funds. Trust funds are administered by the government in a fiduciary capacity for those benefitted and are not available for the general purposes…
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Trolley car policy
A facetious name for an insurance policy which is so hard to collect benefits upon that it is as though it provided benefits only for injuries resulting from being hit by a trolley car. Typically used of mail order insurance.
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Tracers
Selected conditions or diseases chosen for appraisal in programs which seek to assess the quality of medical care because it is believed that the quality of care given for the tracers is typical or representative of the quality of care given generally or to all diseases. A substance, often a radioactive one, injected into a…
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Tissue review
A review and evaluation of surgery performed in a hospital on the basis of agreement or disagreement among the preoperative, postoperative and pathological diagnoses. In particular, the pathological or tissue diagnosis is used to determine if the procedure was necessary Studies have shown that hospitals with tissue committees have lower rates of unnecessary surgery than…
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Tissue committee
A committee, which usually functions in a hospital setting, and reviews and evaluates all surgery performed in the hospital on the basis of the extent of agreement among the preoperative, postoperative, and pathological diagnoses; and on the relevance and acceptability of the procedures undertaken for the diagnosis. The name derives from the use of pathologic…
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Therapeutic equivalents
Drug products with essentially identical effects in treatment of some disease or condition. Such products are sometimes, but not necessarily, chemically equivalent or bio equivalent. Therapeutic equivalents are sometimes defined as chemically equivalent, and drugs with the same treatment effect, which are not chemically equivalent, called clinically equivalent. This is a useful distinction but inconsistently…
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