Mindblown: a blog about philosophy.
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Factoring
The practice of one individual or organization selling its accounts receivable (unpaid bills) to a second at a discount. The latter organization, called the ‘factor,’ usually, but not always, assumes full risk of loss if the accounts prove uncollectible. In health services delivery, the expression generally refers to a hospital’s or physician’s sale of unpaid…
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Facilities
Buildings, including physical plant, equipment, and supplies, used in providing health services. They are one major type of health resource and include hospitals, nursing homes, and ambulatory care centers. Usually it is not intended to include the offices of individual practitioners. Something such as equipment, accommodation, treatment or help that is provided for people who…
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Extra cash policy
An insurance policy which pays cash benefits to hospitalized individuals in fixed amounts unrelated to the individual’s medical expenses or income. Such policies are usually sold to individuals separately from whatever other health insurance they have, and typically have high loadings.
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Extended care services
As used in Medicare, services in a skilled nursing facility provided for a limited duration (up to 100 days during a spell of illness) after a hospital stay, and for the same condition as the hospital stay was for. As defined under Medicare, the following items and services furnished to an inpatient of a skilled…
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Experimental medical care review organization
An organization assisted by a program initiated in 1970 by the National Center for Health Services Research and Development (now the NCHSR). The program, a forerunner of the PSRO program, was set up to help medical societies in creating formal organizations and procedures for reviewing the quality and use of medical care in hospitals, nursing…
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Experimental health service delivery system
A system developed under a program supported by the Health Services and Mental Health Administration under general health services research authorities to develop, test and evaluate the organization and operation of coordinated, community-wide health service management systems (EHSDS) in various kinds and sizes of communities. EHSDS sought to improve access to services, moderate their costs…
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Expenses
In insurance, the cost to the insurer of conducting its business other than paying losses, including acquisition and administrative costs. Expenses are included in the loading. The using up of an asset (as in depreciation), or the cost of providing services or making a product, during an accounting period. The subtraction of expenses from revenue…
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Excise tax
A single-stage commodity tax (i.e. a tax levied on a commodity only once as it passes through the production process to the final consumer). An excise tax is narrowly based; enabling legislation specifies precisely which products are taxed, as well as the tax rate. Sales taxes are more broadly based; their tax base comprises many…
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Evidence of insurability
Any statement or proof of a person’s physical condition or occupation affecting his acceptability for insurance.
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Established name
Name given to a drug or pharmaceutical product by the United States Ado])ted Names Council (USAN). This name is usually shorter and simpler than the chemical name, and is the one most commonly used in the scientific literature. It is the name by which most physicians and pharmacists learn about a particular drug product in…
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